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Surplus Income – What is it and how is it calculated?

Surplus Income – What is it and how is it calculated?

When you make an assignment into bankruptcy, you are required to make a surplus income payment, a contribution to your estate, each month based on your monthly net take home income. Somewhat of a confusing term, as surplus income is based on your net take home pay on...

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Welcome to our new website!

Welcome to our new website!

We are very excited around the FreshStartBC office today because our new website is online! The old site has done us very well over the years, but it was time for us to update our look.

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How much does your transportation cost each month?

How much does your transportation cost each month?

Today, we have this informative infographic about the cost of transportation in Victoria. We always knew owning a new vehicle is expensive, but the breakdown is a great illustration of just how expensive it is! Continue reading below for any price breakdowns: The car...

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Student Savings – Take Advantage of your Student Card!

Student Savings – Take Advantage of your Student Card!

Today's post is all about students. In particular, we want students to take advantage of that student card, and we're going to show you some of the discounts you are eligible for. Student years can be difficult to budget for, so you might as well take advantage of any...

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4 Tips to Save Money and Have Fun this Summer

4 Tips to Save Money and Have Fun this Summer

As we roll into May, it's easy to start looking forward to summer and thinking of all the fun that lies ahead. Of course, all this fun can cost money, and for some, the thought of spending a bunch of money on summer is stressful. In order to ease your stress, we have...

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Understanding a Consumer Proposal

Understanding a Consumer Proposal

Does a consumer proposal sound like it might work for you? Contact us today to learn more. With the recent headlines of 46% of Canadians being less than $200 away from financial insolvency, we thought today we would write about consumer proposals.  More...

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Budgeting made simple with Mint

Budgeting made simple with Mint

Last post we looked at Flipp, a handy grocery shopping app that lets you price match with ease.  This week, we are going to look at another app that can help you save money, and stay on budget every month.  Having a budget is a great way to track your...

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Let’s feed our bellies and not our debt!

Let’s feed our bellies and not our debt!

Today’s post is about something we all need to do quite often… Grocery Shop! We have a suggestion for a handy app that can make your shopping easy breezy, and some recommended stores to keep your bill as low as possible through price matching. Let’s feed our bellies...

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