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What About A Consolidation Loan vs Consumer Proposal?

What About A Consolidation Loan vs Consumer Proposal?

by freshstartbc | Jan 29, 2021 | Consumer Proposal, Consumer proposal - debt settlement, General

You have undoubtedly seen or heard slogans like this: Combine all your debts into one low payment!  Get the loan you need to get back on your feet!   These are generally consolidation loans, and the basis for their appeal is quite straightforward. ...
How to get out of Credit Card Debt

How to get out of Credit Card Debt

by freshstartbc | Dec 10, 2020 | Consumer Proposal, Consumer proposal - debt settlement

Steps required to file a consumer proposal and get out of credit card debt! Are you struggling to keep up with your unsecured debts? Before filing for bankruptcy, you might consider a consumer proposal.  What are the steps required to file a consumer proposal: Make an...
How are Assets and Debt Divided in Divorce?

How are Assets and Debt Divided in Divorce?

by freshstartbc | Sep 23, 2020 | Bankruptcy, Consumer Proposal

Does Debt get split during Divorce? Divorce debt is one of the major leading causes for financial strain and can leave many people crippled financially. There are many reasons why divorce can bring financial strain.  The most obvious is that you are going from a...
Get a Fresh Start and Avoid Bankruptcy with a Consumer Proposal

Get a Fresh Start and Avoid Bankruptcy with a Consumer Proposal

by freshstartbc | Sep 2, 2020 | Consumer Proposal, Uncategorized

Why should you avoid Bankruptcy? They say the borrower is slave to the lender. If you have a lot of unsecured debt, you certainly do not feel as free as you might like. This is particularly true if you are behind on your payments and are hearing from creditors and...
Managing your finances during these uncertain times

Managing your finances during these uncertain times

by freshstartbc | Apr 1, 2020 | Bankruptcy, Budgeting, Canada Revenue Agency, Consumer Proposal, COVID-19, Income Tax, Insolvency

There are plenty of Canadian’s having issues with their budget this month, as we all deal with this nearly unprecedented situation. This can be a stressful time, both emotionally and financially, as it wears on a person when they aren’t sure how they can...
How does a consumer proposal get accepted? Voting in a consumer proposal

How does a consumer proposal get accepted? Voting in a consumer proposal

by freshstartbc | Mar 11, 2020 | Bankruptcy, Consumer Proposal, Consumer proposal - debt settlement

Life can be unpredictable, and we can all end up in a spot we never planned on being. If you have found yourself struggling financially, and are unable to get out of the cycle of debt, you may be interested in filing a consumer proposal. A consumer proposal is a...
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Doug Lee & Associates Inc. (FreshStartBC)
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104 – 732 Cormorant Street
Victoria BC, V8W 4A5

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